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ABOUT RTD
RTD FINANCIAL ADVISORS, INC. is a fee-only, independent financial planning and investment advisory firm registered with the Securities and Exchange Commission as a Registered Investment Advisor. The firm incorporated in 1983 and maintains its headquarters in Philadelphia, PA, with offices in West Chester, PA, Mt. Laurel, NJ, Atlanta, GA and Bonita Springs, FL.
The Wharton Small Business Center in conjunction with the Philadelphia Business Journal has named the firm one of the fastest growing privately held companies in the region. We have also been recognized by publications such as Money magazine, Worth magazine, Medical Economics, Accounting Today and Barron's as one of the top 100 independent financial advisors in the United States.
Our professional associates hold the following certifications, designations and degrees: CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Public Accountant (CPA), Personal Financial Specialist (PFS), Chartered Financial Consultant (ChFC), Accredited Wealth Management Advisor (AWMASM), Registered ParaplannerSM (RP), Accredited Investment Fiduciary™ (AIF), Master of Business Administration (MBA), Master of Financial Services (MSFS) and Master of Science in Taxation (MST) and Retirement Plans Associate (RPA). The chairman of our firm has been named one of the twenty-five most influential people in the financial planning profession by Investment Advisor magazine and is the author of the popular book for financial planners, titled Financial Planning - the Next Step: A Practical Approach to Merging Your Clients’ Money With Their Lives.
Further, we demonstrate our commitment to the profession by actively participating in a number of leading associations and organizations, on both the local and national levels, including the Financial Planning Association (FPA), the National Association of Personal Financial Advisors (NAPFA), the American Institute of Certified Public Accountants (AICPA) and various Estate Planning Councils.
For more than twelve years, we have maintained a nine-person client advisory board, where we meet regularly with our clients to help us keep our services focused on their needs, now and in the future.
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RTD Financial Advisors, Inc.
| Amira Adams, CRPS® |
| Alan M. Brecher, CFP®, PPCTM |
| Richard J. Busillo, CFP®, RPA |
| Roy T. Diliberto, ChFC, CFP® |
| Richard J. Durso, ChFC, CFP® |
| Roberta B. Goldbaugh, CFP® |
| John F. Hochschwender, CFP® |
| Pearl Jakes |
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Elizabeth Jetton, CFP® |
| Michelle King, RPsm |
| Marc Labadie, CFP®, AIF® |
| Paul A. LaViola, CFP®, ChFC, MST, MSFS |
| Stephen McDade, CFP® |
| Jane A. Rose, MBA, CPA/PFS, CMA, CFP® |
| Michael J. Smith, CFP® |
| Jeff A. Weiand, CFP®, AIF® |
| Dawn Webb |
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 ROY T. DILIBERTO, ChFC, CFP®
Roy Diliberto is Chairman and Chief Executive Officer of RTD Financial Advisors, Inc. A graduate of Temple University, Diliberto has received his Chartered Financial Consultant designation from the American College, and his CERTIFIED FINANCIAL PLANNER™ designation from the College for Financial Planning.
Mr. Diliberto has been quoted in many national and local publications including The Wall Street Journal, The New York Times, Philadelphia Magazine, The Philadelphia Inquirer, USA Today, The Boston Globe, The Washington Post, and The LA Times. Recently, he was chosen by Mutual Fund Magazine as one of 100 Great Financial Planners in the United States. He is one of only 29 people named by both Money and Worth magazines as one of the 200 best Financial Advisors in America and was chosen as one of “The 120 Best Financial Planners for Doctors” by Medical Economics. Investment Advisor Magazine identified him as “One of the 25 Most Influential People in the Financial Planning Profession”, and Financial Planning Magazine recently named him to the “Movers and Shakers” hall of fame. He has appeared on national television programs such as “The NBC Nightly News with Tom Brokaw”, “CNN Moneytalk”, “Fox on Money”, “Up to the Minute” on CBS and “Business Center” on CNBC. He has also been featured on ABCNEWS.COM and CNNFN.
Active in professional and civic associations, Mr. Diliberto has served as National Chairman of the Financial Planning Association. He was on the Advisory Boards of Schwab Institutional and TD Waterhouse. He is a member of the Temple University Planned Giving Advisory Council and the Temple Owl Club Board of Directors. Roy is the author of a book for financial planners, titled Financial Planning - the Next Step: A Practical Approach to Merging Your Clients’ Money With Their Lives. He also writes a bimonthly column on Financial Life Planning for Financial Advisor Magazine and is a frequent speaker at industry meetings.
Whether Roy is working with business owners, professionals, or other high net worth individuals, all of his clients have one thing in common: The desire to pursue their goals and dreams and have an experienced professional help them to make smart financial decisions.
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 RICHARD J. BUSILLO, CFP®, RPA
Richard J. Busillo is President of RTD Financial Advisors, Inc. Mr. Busillo joined RTD in 1986 and provides financial planning and investment advisory services to business owners, professionals and retirement plan sponsors. Prior to joining RTD, he was a Regional Manager with CPI Pension Services, Inc., a national pension consulting firm.
A CERTIFIED FINANCIAL PLANNER™ practitioner, Mr. Busillo is a graduate of Thomas Edison State College and the College for Financial Planning's CFP® Professional Education Program. He also completed the educational requirements for the designation of Retirement Plans Associate, a program cosponsored by the International Foundation of Employee Benefit Plans and the Wharton School of the University of Pennsylvania.
Mr. Busillo is past president of the Financial Planning Association’s Philadelphia Chapter. He also chaired the Financial Planning Association’s national Chapter Advisory Council. He currently serves on the March of Dimes Southern New Jersey Division Board of Directors, the Business Advisory Board of Mainstage Center for the Arts and the Financial Planning Association’s Pro Bono Committee.
Mr. Busillo serves as an Adjunct Faculty Instructor with The College for Financial Planning and teaches the Retirement Planning and Employee Benefits course. He also serves as a mentor with the Financial Planning Association’s Residency Program. Mr. Busillo has been named one of the Top Ten Wealth Advisors and Independent Registered Investment Advisors by the Philadelphia Business Journal using data compiled by independent financial industry researcher R.J. Shook. He has been quoted in several publications, including The Philadelphia Inquirer, The Chicago Tribune, Milestones Magazine and CNNMoney, and has appeared on CN8’s financial news show Money Matters and NBC Nightly News with Brian Williams.
Mr. Busillo resides in the Philadelphia area and is married with two children. He is an avid runner, cyclist, and martial artist. Mr. Busillo is honored to have qualified and completed the Boston Marathon and achieved his Black Belt in Tang Soo Do.
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 JEFF A. WEIAND, CFP®, AIF®
Jeff A. Weiand is Executive Vice President and Chief Operating Officer of RTD Financial Advisors, Inc. Mr. Weiand joined the firm in 1985 and became a senior shareholder in 1995. He is a CERTIFIED FINANCIAL PLANNER™ practitioner which he earned in 1989. Mr. Weiand also earned the ACCREDITED INVESTMENT FIDUCIARY™ professional designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh. A graduate of Rutgers College in New Brunswick, NJ, he earned his Bachelor of Arts degree in Economics with a concentration in Finance.
Mr. Weiand chairs RTD's Investment Committee, whose responsibilities include establishing investment policy and determining the appropriate investment vehicles to be utilized. His focus also includes on-going research, portfolio and investment monitoring and developing effective client communication tools and services. Mr. Weiand also is a member of the firm's Financial Planning Committee.
Mr. Weiand has been named one of the Top Ten Wealth Advisors and Independent Registered Investment Advisors by the Philadelphia Business Journal using data compiled by independent financial industry researcher R.J. Shook. He is a member of the Financial Planning Association (FPA) and previously served on the TD Ameritrade Institutional National Advisory Panel. He currently serves on the Family Resource Management Statewide Advisory Council for the state of New Jersey and is a mentor at Philadelphia Futures - an organization that provides promising, urban high school students with the tools they need to achieve the dream of a college education. Mr. Weiand has also appeared as a guest on CN8's financial news show Money Matters and has been quoted in publications such as the New York Times and the Philadelphia Business Journal.
Mr. Weiand enjoys residing in center city Philadelphia and loves sports, skiing and has a passion for great food. He is a true believer that investing has a purpose that goes far beyond asset allocation, diversification and managing risk. Investing in your life and pursuing your dreams with confidence offers the greatest return one can achieve.
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 JOHN F. HOCHSCHWENDER, CFP® John F. Hochschwender is a CERTIFIED FINANCIAL PLANNER™ practitioner. He received an MBA from Villanova University and a Bachelor's Degree in Psychology from the University of Pittsburgh at Johnstown. Mr. Hochschwender is a Senior Vice President with RTD Financial Advisors and is a member of the firm's Financial Planning Committee.
Mr. Hochschwender specializes in working with mid to senior level corporate executives, who want to make the most of their benefit plans and other assets to reach financial independence and to take care of their families. He also specializes in working with retirees in helping them to achieve peace of mind about risk, retirement income, and estate planning.
Mr. Hochschwender's philosophy in working with clients is to be an advisor, consultant, facilitator and friend. Reaching a client's goals, objectives and dreams is the number one priority.
Mr. Hochschwender has been working in the financial services industry since 1985. He has been doing comprehensive financial planning since 1993, including investments, retirement planning, college funding, employee benefits, estate and insurance analysis. Through implementation of these plans and an ongoing relationship, he helps clients to realize their goals and objectives.
Mr. Hochschwender currently serves as a board member of the Delaware Valley Financial Planning Association. He is also active as a volunteer and committee member with the Delaware Valley Chapter of the National Multiple Sclerosis Society.
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 JANE A. ROSE, MBA, CPA/PFS, CMA, CFP®
Jane A. Rose is Vice President of RTD Financial Advisors, Inc. and has been with the firm since 1989. A graduate of Rutgers University with an MBA from Temple University, Jane Rose is a CPA with more than 25 years of financial planning and management experience. She has been awarded the Personal Financial Specialist (PFS) designation granted by the American Institute of Certified Public Accountants (AICPA); the PFS designation is held by less than one percent of CPAs nationally. Also, she is a Certified Management Accountant, holds the CERTIFIED FINANCIAL PLANNER™ designation, and is listed in Who's Who in America.
Active in professional and community service organizations, Ms. Rose is a member of the AICPA, Personal Financial Planning Section member, American Woman's Society of Certified Public Accountants (AWSCPA), New Jersey Society of CPAs (NJSCPA), American Society of Women Accountants (ASWA), and the Financial Planning Association (FPA). She is past president of the Board of Contact Community Helplines and currently serves on the Finance Committee of the Board.
Ms. Rose has been the featured speaker on financial planning issues for many organizations including American Society of Women Accountants, West Jersey Health Foundation, College of Physicians, Immaculata College, Albert Einstein Health System, and the Girl Scouts Council. She has been interviewed and quoted by Money Magazine, the Philadelphia Inquirer , and the National Public Radio (NPR) radio programs "Marketplace" and "Morning Edition".
As a former faculty member at Rutgers, Central Michigan, and Widener Universities, she enjoys translating complex financial concepts into understandable, down-to-earth solutions. She specializes in retirement planning and investment management for professionals, corporate executives, and affluent individuals.
Ms. Rose is the proud mother of three daughters, all of whom hold MBAs and two of whom are also CPAs. Even more importantly, they have given her five beautiful grandchildren, on whom she dotes. Her avocation is singing with various community choirs. In addition to participating year round with two groups, since 2007, she has been appearing with Peter Nero and the Philly Pops in December's Holiday Chorus at the Kimmel Center.
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 PAUL A. LAVIOLA – CFP®, ChFC, MST, MSFS
Mr. LaViola is a Vice President and shareholder of RTD Financial Advisors, Inc. Prior to joining RTD in January 2007, Mr. LaViola was CEO of Financial Planning Solutions, Inc. a registered investment advisory firm he founded in 2005. Mr. LaViola formerly owned/operated FP Solutions, a consulting firm that worked with financial advisors to help streamline their operations. He began doing comprehensive financial planning during his tenure at GDM Advisory Group, Ltd., a financial planning firm located in Jenkintown, Pennsylvania. Previously, Paul was the Financial Operations Principal of a small investment bank in San Diego, California.
Paul is a graduate of Saint Joseph’s University where he received his Masters of Science in Financial Services (MSFS) studying various aspects of portfolio management, securities analysis, personal finance and risk management. He also attended Widener University where he received a Masters of Science in Taxation (MST) studying various aspects of income taxation, taxation of investments, estates and trusts. Paul has earned the Certificate in Financial Planning from Widener University’s Graduate School of Business that was comprised of intense graduate level classes grounding him in the various foundations of financial planning. He is a CFP® (CERTIFIED FINANCIAL PLANNER™) professional meeting the experience, educational requirements and passing the two-day 10-hour exam. Paul completed the Chartered Financial Consultant (ChFC) program offered by the American College in Bryn Mawr to further his knowledge in financial planning strategies and foundations. In addition, Paul is a NAPFA Registered Advisor and subscribes to the stringent and mandatory annual educational hours, experience and code of ethics to meet the requirements. Fewer than 1,200 financial advisors in the country are NAPFA Registered Advisors.
Mr. LaViola has been quoted in Money Magazine, Kiplinger’s Magazine, The Journal of Financial Planning, BusinessWeek Online, Financial Advisor Magazine, www.bankrate.com, Investment News and www.MorningstarAdvisor.com. He has provided background information for the Dow Jones News Wire, Money Magazine, The Wall Street Journal, Bloomberg and Financial-Planning Magazine. Also, he has spoken at national industry conferences on financial planning and practice management topics for financial advisors. Locally, Mr. LaViola sits on the Board of Directors for the Philadelphia Tri-State Financial Planning Association.
Mr. LaViola has helped guide hundreds of pre/post retirees to financial responsibility and freedom, including employees from GlaxoSmithKline, Advanta Corporation and Boeing. Paul views “TRUST”, as the single biggest key to any planning relationship and strives to provide the most competent, unbiased, and objective advice in the financial-planning profession today.
Mr. LaViola resides in Media, PA with his wife Jennifer. They can often be found walking their Border Collie around the town of Media, shopping at Trader Joe’s and participating in the local town events.
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 MICHAEL J. SMITH, CFP®
Michael J. Smith is a Vice President and shareholder of RTD Financial Advisors, Inc., and is headquartered in the Atlanta, Georgia office. He has been active in the financial planning profession since 1986 and is a CERTIFIED FINANCIAL PLANNER™ practitioner. Prior to joining RTD, Michael was a Strategic Advisor with Mercer Advisors. Before joining Mercer, Michael was a Principal and co-founder of Financial Vision Advisors, Inc., a highly successful firm specializing in comprehensive, holistic financial planning. A frequent speaker on various financial topics, Michael was the co-host of the Money & More - Investment and Personal Finance Seminar held at the Georgia World Congress Center in 1998, presented by the Atlanta Journal Constitution and the Georgia Society of the ICFP and attended by over 5000 people. He has been a guest lecturer at the University of Georgia, Georgia State University and Shorter College on personal finance and economics.
His philosophy on client relationships was featured in Financial Advisor magazine. He is a member of several influential think tanks of national financial planners exploring personal financial planning and money issues. His prior firm, Financial Vision Advisors, Inc. was listed as one of the “Top Ten Atlanta Financial Planning Firms”, by the Atlanta Business Chronicle. He has been featured in The Wall Street Journal, Investment News, The Atlanta Business Chronicle, The Atlanta Journal & Constitution, Time, Newsweek, Men’s Health and the Journal of Financial Planning. Michael has also facilitated financial planning workshops for National Service Industries, Mercer Advisors, Georgia State University, Dobbins Air Force Base, Southern Civil Engineers, Inc., Jenny Pruitt Realty and Realty Construction Corporation. Recently, Michael was featured on Fox 5 Atlanta News in a segment on the effects of the market downturn on retirees.
Michael is an active member of The Financial Planning Association (FPA) and in 2009 was elected to the national FPA Board of Directors for a three-year term. He served on the local board of directors from 1996-2002 and as president of the Georgia Financial Planning Society in 1998. He continues to serve on the national advisory committees for Public Issues and Pro Bono Services and is a member of the Advisory Board for the Journal of Financial Planning. Michael recently completed a three-year term on the Professional Issues committee and was Chair in 2007. He is also a mentor at FPA’s Residency Program, a client-centered training experience for new CFP® licensees.
A native of Atlanta, Michael is a graduate of Shorter College with a Bachelor of Science degree in Business Administration. He has served on the advisory board for Shorter College’s legacy program, the Heritage Society, and also served on Shorter’s Alumni Governing Board.
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Elizabeth is passionate about the financial planning profession and the difference that financial life planning can make in people’s lives. She and her husband, Michael J. Smith, CFP®, recently merged their financial life planning firm with RTD Financial Advisors, a nationally prominent independent planning and investment management firm that specializes in delivering financial and emotional freedom to individuals and small businesses through a process that begins with understanding what truly matters to clients.
Elizabeth has worked in the financial services industry since 1981. A CERTIFIED FINANCIAL PLANNER™ professional since 1991, Elizabeth was the President of the Financial Planning Association in 2004 and Chair of the FPA in 2005. She served on the state and national boards of FPA, the 29,000 member professional organization for the financial planning community, from 1997 through 2005 and continues to be active in the profession.
Elizabeth is a nationally and internationally recognized speaker on many aspects of “the Art, Heart and Science” of Financial Planning. She offers presentations, consulting and coaching on all things financial life planning-related, to advisors and financial services firms, in the areas of leadership and staff development, financial life planning process, tools development and delivery of the “art and heart” of financial planning
While serving as president of FPA, she helped FPA lead a successful lawsuit against the Securities and Exchange Commission in support of higher standards and consumer protection. She traveled internationally as part of the US contingent at gatherings of the international financial planning leaders community.
Elizabeth currently serves on the faculty of the Secretan Center, an organization created by business leader and author, Lance Secretan, dedicated to Conscious Leadership principles. She is the founding chair of the Financial Planning Foresight Group, a multi-disciplinary think-tank dedicated to studying issues that impact people’s financial well-being, and she serves on the FPA Public Issues Advisory Committee and Major Firms Advisory Team. In addition she serves as a Mentor for the FPA Residency Program, an educational one-week intensive program for new CERTIFIED FINANCIAL PLANNER™ practitioners.
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Listed as a “Mover & Shaker in the profession” by Financial Planning Magazine, January 2005. -
“Top Ten Atlanta Financial Planning Firms”, 1996, by the Atlanta Business Chronicle. -
“The 150 Best Financial Advisers for Doctors” for the past four annual listings by Medical Economics magazine.
Elizabeth has been featured on the NBC Nightly News, CNN, CNBC and Lifetime Television, as well as in the Wall Street Journal; Washington Post; LA Times; San Francisco Chronicle and The Atlanta Journal & Constitution. She has also been featured in magazines including: Time Magazine, Money, Real Simple, RedBook, Pink, Glamour, Parents, Smart Money, More, Working Mother, the Journal of Financial Planning, Financial Advisor and New Choices.
Prior to joining RTD Financial, Elizabeth was a Strategic Advisor and head of the financial planning department at Mercer Advisors, a firm with nine offices throughout the country. She and her husband, Michael, had their own successful firm, Financial Vision Advisors, for ten years prior.
A native of Memphis, Tennessee Elizabeth is a graduate of New School University in New York City. She began her financial planning career in New York City and was an adjunct professor at Hofstra University.
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 ROBERTA B. GOLDBAUGH, CFP®
Roberta B. Goldbaugh is an Associate Financial Planner in the Atlanta office. She prepares the team for client meetings and manages all aspects of client care. She is a CERTIFIED FINANCIAL PLANNER™ practitioner, having completed the Oglethorpe University CFP® Professional Education program.
Ms. Goldbaugh earned her Bachelor’s degree from William Woods University in Missouri, and received her Master’s of Science in Finance from Georgia State University in Atlanta. She is a member of the Financial Planning Association and has been actively involved in community leadership through a variety of organizations for the past twenty years. She currently serves on the Finance Committee at North Decatur Presbyterian Church and chaired the committee in 2005 and 2006.
After almost twenty years in the Corporate Finance and Compliance departments at Bank of America, Financial Planning is a second career for Ms. Goldbaugh, who was drawn to the personal interaction and client relationships inherent in this work. She particularly appreciates hearing each person’s unique story and enjoys helping each client create the financial structure that will support his or her own path.
Ms. Goldbaugh and her husband, Jerry, have two daughters, Jessie and Annie, and the whole family enjoys travel and the out of doors.
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MARC LABADIE, CFP®, AIF®
Marc Labadie is the Director of Investments for RTD Financial Advisors, Inc. He joined RTD in 2003 and has worked previously as an Associate Financial Planner. Mr. Labadie is a CERTIFIED FINANCIAL PLANNER™ certificant, studying though the College for Financial Planning and completing the CFP® Professional Education Program. He has also earned the Accredited Investment Fiduciary™ (AIF®) designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh. A graduate of the University of Delaware, Mr. Labadie earned his Bachelor's degree in Finance with minors in Economics and Management Information Systems.
A member of the Financial Planning Association (FPA), Mr. Labadie also serves on RTD's Investment Committee. He is instrumental in the day-to-day implementation of RTD's investment philosophy and the on-going portfolio management process. A firm believer in asset allocation and opportunistic rebalancing, Mr. Labadie enjoys working with clients through the financial planning process and helping to merge investment strategies to fit their unique and ever changing goals.
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ALAN M. BRECHER, CFP®, PPCTM
Alan Brecher is the Director of Business Development and shareholder of RTD Financial Advisors, Inc.. His diverse background and extensive experience as a principal in several diverse industries helps him anticipate the needs of prospective clients. Alan's role allows our financial advisors the ability to focus solely on the needs and services of our existing clients.
A graduate of Carnegie-Mellon University with a BS in Engineering, Mr. Brecher returned to higher education for an MBA in Finance from Temple University, graduating magna cum laude. He is a CFP® (CERTIFIED FINANCIAL PLANNER™) professional meeting the experience, educational requirements and passing the two-day 10-hour exam. In 1980, he founded Resource Equity Corporation to develop a fifteen-acre parcel of industrial wasteland into a campus headquarters for a regional corporation. This led to him becoming a partner in 1985 with Rouse & Associates, a national real estate developer of premier office and light industrial parks. In 1994, Mr. Brecher became president and chief operating officer of Penntex Construction Company. Then, in 1997, he acquired an interest in Amspec Services, a petroleum-testing laboratory. Most recently, he served as chief operating officer and vice president of development for City Signal Communication, a regional telecommunications company.
A licensed real estate salesperson, licensed private pilot, experienced scuba diver, and avid walker of golf courses, Mr. Brecher maintains a careful balance between his job, time with his family, and his volunteer work with regional and national nonprofit organizations.
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MICHELLE KING, RPsm
Michelle King is the Director of Administration of RTD Financial Advisors, Inc. She has been with RTD since 1996 and is responsible for orchestrating the administrative workflow and training of administrative staff. Michelle is a Registered Paraplanner which was earned from the College for Financial Planning. In addition to her administrative duties, she is very active in coordinating meetings, interacting with clients, associates and other professionals.
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DAWN WEBB
Dawn Webb provides general office support. Her responsibilities include organizing and maintaining client files, correspondence and other records. She also assists management on a multitude of special projects.
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AMIRA ADAMS, CRPS®
Amira Adams is the Administrative Assistant to the President of RTD Financial Advisors, Inc. She is a CHARTERED RETIREMENT PLANS SPECIALISTSM obtaining the CRPS® Professional Designation Program though the College for Financial Planning. Graduates of the CRPS® Professional Designation Program must complete a specialized independent study course that provides a foundation for giving retirement planning advice to corporations and small businesses. The course covers key issues involved in all phases of establishing retirement plans within businesses. The designation is awarded to students after they successfully complete the course, pass a final examination, and sign a code of ethics commitment and declaration form.
She received an Honorable Discharge from the United States Airforce in 2001. While serving with the Airforce, she gained experience as an Air Traffic Controller and also trained in the Financial Management career field. In addition to her several years of experience as an Administrative Assistant, Amira worked for the Head of Finance at Trevor Day School, a prestigious independent school located on the Upper East Side of Manhattan and Local Initiatives Support Corporation in the Urban Development Department located in Midtown Manhattan. Amira currently resides in Philadelphia and is pursuing a degree in Business Administration.
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PEARL JAKES
Pearl Jakes is our Executive Receptionist/Concierge. Pearl spent fifteen years with Tiffany & Co, in Philadelphia in customer service. In addition to welcoming clients and colleagues, Pearl assists with various administrative and coordinating functions.
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Stephen is a graduate of Penn State University where he received a BS in Business Administration. He is actively involved in all aspects of client service. Stephen is also instrumental in the preparation of the financial planning analysis and various other client reports. Included in these efforts is the gathering of data and managing the financial planning process and workflow. Stephen ensures all projects are completed in a timely manner. Mr. McDade is a CERTIFIED FINANCIAL PLANNER™ certificant, studying though the College for Financial Planning and completing the CFP® Professional Education Program.
Previously, Stephen worked closely with Paul LaViola, President of Financial Planning Solutions, Inc. prior to both joining RTD in January of 2007. Stephen also worked for a division of the Hartford mutual funds providing back office technical support to various service teams and reps in the field.
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RICHARD J. DURSO, ChFC, CFP®
Richard J. Durso is an Associate Planner in the RTD Financial Advisors, Inc. Philadelphia office. Mr. Durso possesses a broad array of financial planning and investment advisory experience. At RTD, his responsibilities include preparing financial projections in accordance with investment, retirement, and estate planning goals. He is a firm believer in establishing goals, developing a plan, and having the vigor to stick to that plan.
Mr. Durso earned his MBA in Finance and a BS in Business Management from St. Joseph's University. He is a CERTIFIED FINANCIAL PLANNER™ practitioner and a Chartered Financial Consultant.
Mr. Durso has been working in the financial services industry since 1996. Prior to joining RTD, he served as a Regional Financial Planner and Trust Investment Portfolio Manager at Wachovia Wealth Management, as an Investment Consultant at TD Waterhouse, and a Flagship Representative/Stock Trader for Vanguard. Mr. Durso is a member of the Financial Planning Association, Philadelphia Chapter.
Mr. Durso was born and raised in Philadelphia. He is married and has a young daughter. Richard balances his time with work, family, playing ice hockey, and sustaining a healthy and active lifestyle.
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©2010 RTD Financial Advisors, Inc. All rights reserved. |
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