RTD Financial Advisors, Inc. is a Financial Life PlanningTM firm, headquartered in Center City, Philadelphia. We are a progressively growing firm, offering an exciting place to work and a well-defined career path. We strive for a team-oriented culture with a commitment to the highest levels of ethics and client service.

Associate Financial Planner

Available: Immediately
Deadline: Until Position is Filled
Contact: Richard Durso
Email: careers@rtdfinancial.com

We are seeking an Associate Financial Planner in our Philadelphia, PA office.  This position offers the right candidate an amazing opportunity to join a collaborative team and build a career, shaping the future of a highly committed and cutting-edge financial planning firm.  Candidates should passionately believe that client interests always come first.   

Key Qualifications and Characteristics:

  • Seeking a defined career path in financial planning
  • 2+ years of financial planning experience preferred
  • Hold CFP® designation (or satisfied the full coursework from a Certified Financial PlannerTM program)
  • B.A. or B.S. degree from accredited four-year university
  • Strong verbal and written communication skills
  • Very organized, with acute attention to detail
  • Must be a self-starter, problem solver and a goal-oriented team player with a ‘no job is beneath me’ attitude     
  • Genuinely caring by nature
  • Empathizes and listens to clients
  • Demonstrates curiosity and confidence when dealing with clients and support team
  • Experience working with Microsoft Office Suite, eMoney Advisor, Junxure preferred

Responsibilities:     

  • Contribute to the Financial Planning Process using RTD’s Discover, Plan, Live Approach
  • Participate in client meetings and maintain relationships through regular communication
  • Complete follow-up communication and implementation of actions that result from client meetings
  • Prepare meeting notes to send to clients
  • Update database with notes and actions
  • Communicate with client’s outside advisors such as accountants and attorneys
  • Receive inbound client phone calls and emails, either addressing their needs or directing them to the appropriate team member
  • Contact clients to schedule financial planning meetings
  • Collaborate with planners and support staff for meeting preparation
  • Participate in firm’s various committees in pursuit of the company’s goals
  • Continue our firm’s history of giving back/volunteering by enthusiastically participating in the growth of our profession through industry associations such as FPA and NAPFA   

Salary and Benefits:

  • Competitive salary with bonus opportunities
  • Annual incentive based on merit and the profitability of the firm
  • Health and dental insurance (50% company-paid)
  • Group long-term disability insurance and group life insurance (100% company-paid)
  • 401(k) plan with discretionary Profit Sharing contribution (historically 2%-3% of annual base salary)
  • Annual continuing education allowance
  • Generous paid time off and holiday schedule

To Apply: 

Please send your cover letter, resume, answers to the following short essay questions (maximum of 500 words per question), and the client communication exercise to careers@rtdfinancial.com. All documents should be combined into a single PDF file with the filename containing your first and last name - No Phone Calls! 

  1. What could you bring to RTD that is unique?
  2. What does it mean to you to put your client’s interest first?
  3. What compensation level would you need? 

Client Communication Exercise –  In preparation for your meeting with the Smith family, you have been asked to request information from the client for their financial plan update.   

Facts:

  • Mary and Joe are married and live in the Philadelphia suburbs
  • Both Mary and Joe are age 62
  • They have two adult children (Sara and Patrick), 1 grandchild named Sophia age 2

Concerns:

  • Mary is concerned about their estate plan
  • Joe is nervous about a potential stock market correction

Goals:

  • Joe and Mary would like to retire in December of 2019 and maintain their current lifestyle
  • Both expressed a desire to plan a family trip to Disney World next year
  • Both are interested in starting a college savings plan for Sophia
  • Joe’s mother is now living with them. Her health seems to be declining rapidly.  Joe and Mary are supporting her financially
  • They are considering moving to a new and smaller home

Based on the information above, please prepare the communication as you see fit.  Remember, you are not rendering advice, just requesting the information you feel is necessary to prepare the financial plan prior to their meeting. 

Senior Financial Planner

Available: Immediately
Deadline: Until Position is Filled
Contact: Michael Smith
Email: careers@rtdfinancial.com

We are seeking a Senior Financial Planner in our Atlanta, Georgia office.  This position offers the right candidate an amazing opportunity to build a client base and enjoy a career, shaping the future of a highly committed and cutting-edge financial planning firm.  Candidates should passionately believe that client interests always come first.     

Key Qualifications and Characteristics:

  • Seeking a defined career path in financial planning
  • At least 3-5 years of client-facing work experience in a financial planning firm
  • Certified Financial PlannerTM – CFP® designation
  • B.A. or B.S. degree from accredited four year university
  • Strong verbal and written communication skills
  • Very organized, with acute attention to detail
  • Must be a self-starter, problem solver and a goal-oriented team player with a ‘no job is beneath me’ attitude     
  • Have the ability to attract and develop new client relationships for the firm
  • Genuinely caring by nature
  • Empathizes and listens to clients
  • Demonstrates curiosity and confidence when dealing with clients and support team
  • Experience working with Microsoft Office Suite, eMoney Advisor, Junxure

Responsibilities:

  • Implement Financial Planning Process using RTD’s Discover, Plan Live Approach
  • Lead client meetings and maintain relationships through regular communication
  • Complete follow-up communication and implementation of actions that result from client meetings
  • Update database with notes and actions
  • Communicate with client’s outside advisors such as accountants and attorneys
  • Receive inbound client phone calls and emails, either addressing their needs or directing them to the appropriate team member
  • Collaborate with associate planners and support staff in preparing for meetings
  • Develop and train associate planners and support staff for future advancement
  • Actively participate in business development    
  • Participate in and Chair the firm’s various committees in pursuit of the company’s goals
  • Continue our firm’s history of giving back/volunteering by enthusiastically participating in the growth of our profession through industry associations such as FPA and NAPFA

Salary and Benefits:

  • Competitive salary with bonus opportunities
  • Annual base salary raises based on merit and the profitability of the firm
  • Annual incentive based on merit and the profitability of the firm
  • Health insurance (50% company-paid), dental
  • Group long-term disability insurance (100% company-paid)
  • 401(k) plan with discretionary Profit Sharing contribution (historically 2%-3% of annual base salary)
  • Continuing education allowance
  • Generous paid time off and holiday schedule

To Apply:

Please send your resume, cover letter, and answers to the following short essay questions (500 word maximum per question) to careers@rtdfinancial.com. The documents should be submitted as one file in PDF format - No Phone Calls!  

  1. Why would you like to work for RTD?
  2. What would you bring to RTD that is unique?
  3. What does it mean to you to put your client’s interest first?
  4. What is the most interesting thing you know about Atlanta, Georgia?